Georgia law requires public and private employers to have workers’ compensation insurance. The State Board of Workers’ Compensation was established in 1920 to provide workers’ compensation benefits to employees throughout Georgia. Workers compensation laws ensure that employees are provided with prompt medical treatment and financial compensation should they suffer a workplace injury or illness. These laws also protect you as an employer from a lawsuit associated with such injuries or illnesses. An employee’s dependents will also receive benefits if that employee were to die on the job. Starting on an employee’s first day of work, both the employee and employer are covered under workers’ compensation law.
Workers compensation benefits may generally cover:
It is important that you review and understand your workers’ compensation policy because should an incident occur, it will have an impact your employee’s lives. At Craddock Insurance Services, we understand the challenges you may encounter with workers’ compensation insurance. We are committed to working with you so that you fully understand your policy and your requirements in the event of an incident.
Workers compensation insurance is a state regulated insurance, therefore coverage and premiums will vary from state to state. As a locally owned agency in Gainesville, we have a thorough understanding of the requirements and coverage needed for businesses located in Georgia. Whether that business is located in Oakwood, Flowery Branch or right here in Gainesville, we focus on understanding your business and your needs to determine the best workers compensation solution for you.
It can sometimes take weeks to fully evaluate your business and loss history before providing a quote for any type of insurance. While we will work hard to get you a quote as fast as possible, it is important to review your workers compensation plan a few months before the expiration of your current policy to fully review existing coverage as well as determine future needs.
Contact Craddock Insurance Services today for more information on Georgia workers compensation insurance or to obtain a free quote!